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Home Equity Loan

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Are you looking for funds to help reach your dreams? A home equity loan might be the perfect solution! Your home equity is the value of your home minus any current mortgage debt you owe. Your Home equity can be used as collateral for a low-cost loan.

Use the funds for home improvement, to purchase a car, consolidate debt or for whatever you see fit. Our Home Equity Loans offer a flexible choice between fixed or variable rates and terms up to 15-years to keep your monthly cost low.

Choose between a Home Equity Loan 5-year arm (fixed rate for 5-years then variable) which you can amortize up to 15-years; or a Home Equity loan with up to a 10-year fixed rate. Ask a lender for details. WCCU Home Equity Loans also include:

  • Loan amount based on your needs and your home equity
  • Competitive rates
  • Flexible terms and affordable payments
  • Friendly personal service
  • Local decisions for faster results
  • Low fixed or variable rates
  • Low closing costs
  • No annual fee or prepayment penalties

Home Equity Line of Credit

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Tap Into The Equity In Your Home

A home equity line-of-credit (HELOC) is a form of revolving credit where your home is used as collateral. With a home equity line, you choose a specific dollar amount that is available when you need it. You pay a variable interest rate and have a minimum payment due each month based on the amount of the credit line used.

HELOCs offer flexible monthly payments, access to funds when you need them, little or no closing costs and low rates based on prime; making them a very popular choice for funding. See a lender for complete details!

Utilize The Equity In Your Home For:

  • Home additions, remodeling or repairs
  • Consolidate debts with high interest rates into one lower interest rate loan
  • Pay for medical bills
  • Pay for college education
  • Buy a new car

Home equity loans also offer low closing costs; see a lender for complete details!