GAP Disability and Life Insurance - Winnebago Community Credit Union
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Protect Your Loans with GAP, Extended Warranty and Debt Protection

GAP Insurance (30 sec 1080)

GAP has your vehicle covered should you have an accident

The need for GAP insurance for most vehicle borrowers can be summed up in one word “depreciation”. Just driving off in your new vehicle creates depreciation resulting in a gap between the value of your vehicle and your new loan amount. GAP insurance protects you should your vehicle get totaled and pays – what could be a substantial difference – between your loan amount and your insurance award.

Our GAP insurance has another important feature making it even more attractive, Auto Deductible Reimbursement. Now with WCCU GAP insurance, you receive two years of $500 Deductible Reimbursement coverage. So with our new policy, if you have a minor accident with a reported claim to your insurer, members receive up to $500 twice per year, for two years, to cover deductibles your auto insurance does not. GAP insurance is also much more affordable through your credit union than at a dealership. So when you bring your auto loan to Winnebago Community, you not only get the best loan rate, but you will also get a great deal on GAP insurance!

Vehicle Extended Warranty Offers Peace of Mind

A big advantage of buying a used car is avoiding new car depreciation. There is a drawback though. Did the previous owner sell it because of a problem? Is there a repair bill in the near future? Winnebago Community has the perfect answer to those questions... and extended warranty.

Our extended warranty plans, offered through Vision Warranty (a division of Allstate Corporation), provide peace of mind for vehicle buyers, at a lower cost than most dealer plans. Coverage include roadside assistance, plus:

Let us save you money and provide additional peace of mind the next time you purchase a vehicle with an extended warranty through Winnebago Community! Contact one of our lenders at 920.233.9096 to get started today.

WCCU Debt Protection

Debt Protection Offers Security for You and Your Family

Life can take some unexpected turns. That's why there's Debt Protection with Life Plus. 

Your family means everything to you. And if the unexpected happens, you don’t want an emotionally trying situation to be compounded by financial worry. That’s why there’s Debt Protection with Life Plus which may cancel your loan balance or payments, up to the contract maximums, in case of:
• Involuntary Unemployment
• Disability
• Death

For additional protection, Life Plus can extend your Debt Protection to address a wide range of circumstances, giving you the reassurance of knowing you’ve taken steps to help secure your finances.
• Accidental dismemberment
• Terminal illness
• Hospitalization or family medical leave
• Death of a non-protected dependent

Take an important step toward financial security. Ask a Winnebago Community Credit Union lender about Debt Protection with Life Plus today.

Your purchase of Debt Protection with Life Plus is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative or refer to the Member Agreement for a full explanation of the terms of Debt Protection with Life Plus. You may cancel the protection at any time. If you cancel protection within 30 days, you will receive a full refund of any fee paid. DP-3415592.1-0121-0423 CUNA Mutual Group ©2021, All Rights Reserved.