Mortgages
WCCU Benefits
Our professional mortgage lenders!


Personalized Service! People You Know!

You will work with one of our expert mortgage specialists through your loan closing. Even before you apply, you may contact one of our loan officers via phone or e-mail.

An Easy Process!
Our main focus is helping our members. We’ve designed one of the most convenient application processes possible.

Free Pre-Approvals
Found the home of your dreams? Find out if you qualify for your mortgage now! We offer free, no obligation, no hassle pre-approvals.

Bi-Weekly Payment Options
We can help you become mortgage free sooner and we can help you save thousands of dollars with our bi-weekly payment options. Here's how:

  • 26 payments are made each year rather than 12, resulting in one full extra payment to the loan every year
  • Principal balance is reduced every two weeks instead of monthly
  • The lifespan of your loan is reduced.

Example of Bi-Weekly Payment Savings:

Loan Amount: $140,000
Loan Term: 30 years
Interest Rate: 3.99% apr
Monthly
Payment
$667.78
Bi-Weekly
Payment
$333.89
Loan Paid In Full 30 Years 25 years
Interest Paid Over Life of the Mortgage $100,398.49 $84,098.64

Bi-Weekly Payment Option
Dollars Saved: $16,299.35
Loan Life Reduced: 5 Years

 

Low Closing Costs!           

When you’re ready to move, we’re here for you! Winnebago Community Credit Union offers competitive rates and flexible lending options in addition to friendly service and people you can trust. Whether your looking to buy your first home or if you’re ready to build your dream home, let the people at WCCU help you find the right mortgage.

ARM
An adjustable rate mortgage, or an “ARM” as they are commonly called, is a loan type where the interest is subject to change after a period of time.

Fixed
If security is what you want, your rate and payments will remain the same for the life of the loan with this type of mortgage. We now offer 10, 15, 20 and 30-year fixed mortgages.

Low or No Money Down
Mortgage options tailored to meet your needs! If you have a small amount of cash to put down on the purchase of your home, we can help!

 

 

 

 

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