WCCU Family Blog
Why a Mortgage Pre-Approval Can Get You Moving!
Have you ever experienced being at a checkout register with your debit or credit card only to have it declined? It’s REALLY embarrassing right?
Well that’s just what many people experience when buying a home. They’ve spend countless ours visiting open houses, searching online, working with a realtor and then they find it…the perfect home!
But, there’s a problem – just like the person stuck at the cashier– they’ve been declined. Why? The reasons could be many, but one thing is clear, a mortgage pre-approval will prevent this embarrassing scenario from happening to you.
A FREE mortgage pre-approval from Winnebago Community performs many key roles including:
- Address any lending hurdles in your credit history early in the home buying process.
- Feel confident submitting an offer to purchase knowing you can afford the home you chose.
- Realtors and home sellers will give your offer priority knowing you’re already pre-approved to purchase the home.
- Much of the mortgage process is complete, so you can get into your dream faster.
Even if you are an experienced homebuyer with excellent credit, a mortgage pre-approval makes sense. If you fall in love with a house, you could lose out to a similar buyer who is already pre-approved – which offer do you think a home seller would prefer to accept…a pre-approved buyer or one who isn’t.
So if you are serious about buying a home in 2017, see one of our mortgage-lending professionals and get started on a FREE mortgage pre-approval. Then you’ll be ready AND able to purchase the home of your dreams!