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Winebago Community Credit Union Shed Week

Here are basic guidelines on what to shred:

  • Safely destroy personal documents such as: unused checks, unwanted credit card offers & junk mail.
  • Credit card receipts and statements: Keep receipts until your monthly statement arrives; if that's correct, shred the receipts. Exceptions: Keep a receipt if you're disputing a bill or to cover a warranty or return period. Keep the statements for seven years if they contain tax-related expenses.
  • Pay check stubs: Make sure the information on your paycheck stubs matches your annual W-2 when you receive it, then shred the stubs. If your employer lists vacation/sick leave carryover on your paycheck stub, keep the last one of the year. Notify your employer if the information doesn't match.
  • Credit union records: At the end of each year, go through your share draft carbons or statements and only keep those related to taxes, business expenses, and housing or mortgage payments.
  • Tax records: The IRS has three years to audit your return, and you have three years to file an amended return to claim a refund if you made a mistake. If you made a mistake of under-reporting your gross income by 25% or more on a return, the IRS has six years to challenge it. If you filed a fraudulent return or didn't file one at all, the IRS can catch you on it at any time. Keep a copy of all 1040 tax forms permanently.
Miscellaneous: Keep these items permanently: Updated household inventory, birth and death certificates, marriage license, divorce papers, military records, insurance claims, accident reports and claims, proof of ownership and major debt repayment, IRA contribution records, and legal correspondence

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63rd Annual Meeting - March 2, 2017

Winnebago Community Credit Union, a not-for-profit financial institution with branches in Oshkosh and Neenah, held their 63rd Annual Meeting on Thursday, March 2, 2017. The Elks Club in Oshkosh hosted the event where over 100 member/owners re-elected incumbent board members Kimberly Schug and John Sheehan.

Board Chairman, Thomas Geske, gave an overview of credit union activities and accomplishments. In his speech, Geske conveyed to members the credit union experienced strong loan and asset growth in 2016 to over $92 million in assets and $74 million in loans. Winnebago Community Credit Union serves 7,100 plus members who live or work in Winnebago, Fond du Lac and Outagamie counties.