Types Of Loans
     
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When you’re ready to move, we’re here for you! Winnebago Community Credit Union offers competitive rates and flexible lending options in addition to friendly service and people you can trust. Whether your looking to buy your first home or if you’re ready to build your dream home, let the people at WCCU help you find the right mortgage.

Bi-Weekly
Save money over the term of your mortgage by making mortgage payments bi-weekly instead of monthly. You’ll pay your mortgage off sooner too!

Example of Savings:

Loan Amount: $140,000
Loan Term: 30 years
Interest Rate: 4.95% apr
Monthly
Payment
$748
Bi-Weekly
Payment
$374
Loan Paid In Full 30 Years 25 years
Interest Paid Over Life of the Mortgage $129,096 $104,561
Bi-Weekly Payment Option
Dollars Saved: $24,535
Loan Life Reduced: 5 Years

ARM
An adjustable rate mortgage, or an “ARM” as they are commonly called, is a loan type where the interest is subject to change after a period of time.

Fixed
If security is what you want, your rate and payments will remain the same for the life of the loan with this type of mortgage. We now offer 10, 15, 20 and 30-year fixed
mortgages.

Low or No Money Down
Mortgage options tailored to meet your needs! If you have a small amount of cash to put down on the purchase of your home, we can help!

         

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