Are you having a problem getting loan? Is it your credit? Have you said, “How am I going to establish credit if no one will approve me without having any credit?”

At WCCU, we believe in developing and bettering our community.  Not only do we care about your current financial situation, but how we can help establish your fiscal awareness, preparing you for the future.
That is why we now offer the Credit Builder Loan Program. Whether you’re new to this whole credit thing and are beginning to think about your future, or you are working to re-establish your credit, this program is designed for you.

How it works: We simply lend you a certain amount of money which we lock into the Credit Builder Savings Account. After you’ve fulfilled the loan and paid it off, we release the funds to you. It’s really that simple.
We care about the future of our members. That is why we provide this alternative. It will allow you to start saving, build a positive payment history reportable to the credit bureaus, and build a positive relationship with the WCCU.